{"id":6185,"date":"2026-06-01T12:55:13","date_gmt":"2026-06-01T10:55:13","guid":{"rendered":"https:\/\/flex-rent.sk\/?p=6185"},"modified":"2026-06-01T12:55:16","modified_gmt":"2026-06-01T10:55:16","slug":"nahradne-auto-pri-poistnej-udalosti-kosice","status":"publish","type":"post","link":"https:\/\/flex-rent.sk\/en\/nahradne-auto-pri-poistnej-udalosti-kosice\/","title":{"rendered":"N\u00e1hradn\u00e9 auto pri poistnej udalosti v Ko\u0161iciach: \u010do robi\u0165 po nehode a ako si zabezpe\u010di\u0165 vozidlo"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Dopravn\u00e1 nehoda alebo poistn\u00e1 udalos\u0165 dok\u00e1\u017ee skomplikova\u0165 be\u017en\u00fd de\u0148 aj cel\u00e9 najbli\u017e\u0161ie t\u00fd\u017edne. Auto zrazu nem\u00f4\u017eete pou\u017e\u00edva\u0165, \u010dak\u00e1te na servis, komunikujete s pois\u0165ov\u0148ou a z\u00e1rove\u0148 potrebujete chodi\u0165 do pr\u00e1ce, vozi\u0165 deti, rie\u0161i\u0165 podnikanie alebo be\u017en\u00e9 povinnosti. Pr\u00e1ve vtedy prich\u00e1dza do \u00favahy n\u00e1hradn\u00e9 auto pri poistnej udalosti v Ko\u0161iciach, ktor\u00e9 v\u00e1m pom\u00f4\u017ee zosta\u0165 mobiln\u00fd po\u010das opravy vozidla alebo rie\u0161enia \u0161kody.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ak sa nach\u00e1dzate v Ko\u0161iciach alebo Ko\u0161ickom kraji a potrebujete r\u00fdchlo vyrie\u0161i\u0165 n\u00e1hradn\u00e9 vozidlo, FlexRent v\u00e1m vie pom\u00f4c\u0165 s v\u00fdberom auta pod\u013ea va\u0161ej situ\u00e1cie, typu vozidla a aktu\u00e1lnej dostupnosti. Ka\u017ed\u00e1 poistn\u00e1 udalos\u0165 v\u0161ak m\u00f4\u017ee ma\u0165 in\u00fd priebeh, preto je d\u00f4le\u017eit\u00e9 postupova\u0165 rozumne, ma\u0165 pripraven\u00e9 z\u00e1kladn\u00e9 inform\u00e1cie a v pr\u00edpade nejasnost\u00ed sa \u010do najsk\u00f4r informova\u0165.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V tomto \u010dl\u00e1nku sa pozrieme na to, kedy sa n\u00e1hradn\u00e9 auto rie\u0161i, \u010do si pripravi\u0165, ako m\u00f4\u017ee prebieha\u0165 postup po nehode a pre\u010do sa oplat\u00ed kontaktova\u0165 autopo\u017ei\u010dov\u0148u v\u010das.<\/p>\n\n\n\n<div class=\"wp-block-cover alignfull wp-duotone-unset-1\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" class=\"wp-block-cover__image-background wp-image-6187\" alt=\"N\u00e1hradn\u00e9 auto pri poistnej udalosti v Ko\u0161iciach \u2013 FlexRent\" src=\"https:\/\/flex-rent.sk\/wp-content\/uploads\/2026\/06\/nahradne-auto-pri-poistnej-udalosti-kosice-flexrent-1024x683.webp\" data-object-fit=\"cover\" title=\"\" srcset=\"https:\/\/flex-rent.sk\/wp-content\/uploads\/2026\/06\/nahradne-auto-pri-poistnej-udalosti-kosice-flexrent-1024x683.webp 1024w, https:\/\/flex-rent.sk\/wp-content\/uploads\/2026\/06\/nahradne-auto-pri-poistnej-udalosti-kosice-flexrent-300x200.webp 300w, https:\/\/flex-rent.sk\/wp-content\/uploads\/2026\/06\/nahradne-auto-pri-poistnej-udalosti-kosice-flexrent-768x512.webp 768w, https:\/\/flex-rent.sk\/wp-content\/uploads\/2026\/06\/nahradne-auto-pri-poistnej-udalosti-kosice-flexrent-18x12.webp 18w, https:\/\/flex-rent.sk\/wp-content\/uploads\/2026\/06\/nahradne-auto-pri-poistnej-udalosti-kosice-flexrent-800x533.webp 800w, https:\/\/flex-rent.sk\/wp-content\/uploads\/2026\/06\/nahradne-auto-pri-poistnej-udalosti-kosice-flexrent.webp 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-ast-global-color-5-color has-text-color has-link-color has-large-font-size wp-elements-a27a0964ecc62b422fb0d43d4699ccf8 wp-block-paragraph\"><strong>Kedy sa rie\u0161i n\u00e1hradn\u00e9 auto pri poistnej udalosti?<\/strong><\/p>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">N\u00e1hradn\u00e9 vozidlo sa naj\u010dastej\u0161ie rie\u0161i vtedy, ke\u010f svoje vlastn\u00e9 auto nem\u00f4\u017eete pou\u017e\u00edva\u0165 z d\u00f4vodu dopravnej nehody, \u0161kodovej udalosti alebo opravy vozidla. M\u00f4\u017ee \u00eds\u0165 napr\u00edklad o situ\u00e1ciu, ke\u010f je auto nepojazdn\u00e9, \u010dak\u00e1 na obhliadku, nach\u00e1dza sa v servise alebo sa e\u0161te rie\u0161i \u010fal\u0161\u00ed postup s pois\u0165ov\u0148ou.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Naj\u010dastej\u0161ie pr\u00edpady, pri ktor\u00fdch vodi\u010di h\u013eadaj\u00fa n\u00e1hradn\u00e9 auto:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>dopravn\u00e1 nehoda, ktor\u00fa rie\u0161i pois\u0165ov\u0148a,<\/li>\n\n\n\n<li>\u0161kodov\u00e1 udalos\u0165 z PZP vinn\u00edka,<\/li>\n\n\n\n<li>po\u0161koden\u00e9 alebo nepojazdn\u00e9 vozidlo,<\/li>\n\n\n\n<li>dlh\u0161ia oprava v servise,<\/li>\n\n\n\n<li>\u010dakanie na n\u00e1hradn\u00e9 diely,<\/li>\n\n\n\n<li>rie\u0161enie ekonomickej alebo tot\u00e1lnej \u0161kody,<\/li>\n\n\n\n<li>potreba zosta\u0165 mobiln\u00fd po\u010das likvid\u00e1cie poistnej udalosti.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Nie v\u017edy je situ\u00e1cia \u00faplne jednoduch\u00e1. Inak sa posudzuje nehoda, pri ktorej je jasn\u00fd vinn\u00edk, inak havarijn\u00e1 \u0161koda a inak pr\u00edpad, ke\u010f pois\u0165ov\u0148a e\u0161te len preveruje rozsah \u0161kody. Preto je vhodn\u00e9 najprv zisti\u0165, ak\u00e9 m\u00e1te mo\u017enosti a ak\u00e9 n\u00e1hradn\u00e9 vozidlo je pre va\u0161u situ\u00e1ciu primeran\u00e9.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">N\u00e1hradn\u00e9 auto z PZP vinn\u00edka: d\u00e1 sa to rie\u0161i\u0165 cez pois\u0165ov\u0148u?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pri dopravnej nehode, ktor\u00fa ste nezavinili, sa \u010dasto rie\u0161i ot\u00e1zka, \u010di m\u00f4\u017ee by\u0165 n\u00e1hradn\u00e9 vozidlo hraden\u00e9 z PZP vinn\u00edka. V praxi to z\u00e1vis\u00ed od konkr\u00e9tnej poistnej udalosti, pois\u0165ovne, rozsahu \u0161kody, potreby vozidla a \u010fal\u0161\u00edch okolnost\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Preto je d\u00f4le\u017eit\u00e9 nebra\u0165 n\u00e1hradn\u00e9 auto automaticky ako samozrejmos\u0165, ale preveri\u0165 si mo\u017enosti vopred. V niektor\u00fdch pr\u00edpadoch m\u00f4\u017ee by\u0165 pren\u00e1jom n\u00e1hradn\u00e9ho vozidla s\u00fa\u010das\u0165ou rie\u0161enia poistnej udalosti, no konkr\u00e9tne podmienky sa m\u00f4\u017eu l\u00ed\u0161i\u0165.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">FlexRent v\u00e1m vie pom\u00f4c\u0165 zorientova\u0165 sa v tom, ak\u00e9 vozidlo by bolo vhodn\u00e9, ak\u00fa kateg\u00f3riu auta rie\u0161i\u0165 a ako postupova\u0165 pri v\u00fdbere n\u00e1hradn\u00e9ho vozidla. Ak u\u017e m\u00e1te \u010d\u00edslo poistnej udalosti, kontakt na pois\u0165ov\u0148u alebo inform\u00e1cie od likvid\u00e1tora, odpor\u00fa\u010dame si ich pripravi\u0165 e\u0161te pred kontaktovan\u00edm autopo\u017ei\u010dovne.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Najbezpe\u010dnej\u0161\u00ed postup je jednoduch\u00fd: ozvite sa, pop\u00ed\u0161te svoju situ\u00e1ciu a pod\u013ea dostupn\u00fdch inform\u00e1ci\u00ed sa prever\u00ed, ak\u00e9 rie\u0161enie je pre v\u00e1s vhodn\u00e9.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Pre\u010do je d\u00f4le\u017eit\u00e1 kateg\u00f3ria n\u00e1hradn\u00e9ho vozidla?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pri n\u00e1hradnom aute pri poistnej udalosti nejde iba o to, aby ste dostali \u201ehocijak\u00e9 auto\u201c. D\u00f4le\u017eit\u00e1 je primeran\u00e1 kateg\u00f3ria vozidla. Ak ste jazdili na be\u017enom osobnom aute ni\u017e\u0161ej alebo strednej triedy, n\u00e1hradn\u00e9 vozidlo by malo zodpoveda\u0165 podobnej kateg\u00f3rii.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">FlexRent preto pri n\u00e1hradnom vozidle rie\u0161i poskytnutie auta v kateg\u00f3rii zodpovedaj\u00facej v\u00e1\u0161mu vozidlu, pod\u013ea aktu\u00e1lnej dostupnosti. To znamen\u00e1, \u017ee sa nevia\u017ee s\u013eub na konkr\u00e9tny model, ale h\u013ead\u00e1 sa rozumn\u00e9 a praktick\u00e9 rie\u0161enie pod\u013ea va\u0161ej potreby.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">M\u00f4\u017ee \u00eds\u0165 napr\u00edklad o:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>men\u0161ie mestsk\u00e9 vozidlo,<\/li>\n\n\n\n<li>kombi pre rodinu alebo pracovn\u00e9 cesty,<\/li>\n\n\n\n<li>vozidlo s automatickou prevodovkou,<\/li>\n\n\n\n<li>v\u00e4\u010d\u0161ie auto pod\u013ea potreby priestoru,<\/li>\n\n\n\n<li>dod\u00e1vku alebo viacmiestne vozidlo, ak to situ\u00e1cia vy\u017eaduje a je dostupn\u00e9.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Tak\u00fdto pr\u00edstup je f\u00e9rov\u00fd pre klienta aj pre \u010fal\u0161ie rie\u0161enie poistnej udalosti. Cie\u013eom nie je zbyto\u010dne komplikova\u0165 situ\u00e1ciu, ale zabezpe\u010di\u0165 mobilitu po\u010das obdobia, ke\u010f vlastn\u00e9 auto nem\u00f4\u017eete pou\u017e\u00edva\u0165.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Ako postupova\u0165 po nehode alebo poistnej udalosti?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ak ste sa ocitli v situ\u00e1cii, \u017ee potrebujete n\u00e1hradn\u00e9 auto po nehode, pom\u00f4\u017ee v\u00e1m jednoduch\u00fd postup. Nemus\u00edte ma\u0165 hne\u010f v\u0161etko vyrie\u0161en\u00e9, ale \u010d\u00edm viac z\u00e1kladn\u00fdch inform\u00e1ci\u00ed m\u00e1te pripraven\u00fdch, t\u00fdm r\u00fdchlej\u0161ie sa d\u00e1 h\u013eada\u0165 vhodn\u00e9 rie\u0161enie.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Zabezpe\u010dte z\u00e1kladn\u00e9 veci po nehode<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">V prvom rade rie\u0161te bezpe\u010dnos\u0165, zdravie a povinnosti po dopravnej nehode. Ak je potrebn\u00e9 vola\u0165 pol\u00edciu, z\u00e1chrann\u00e9 zlo\u017eky alebo od\u0165ah, rie\u0161te to ako prv\u00e9. N\u00e1sledne si uchovajte dokumenty, fotografie a inform\u00e1cie s\u00favisiace so \u0161kodovou udalos\u0165ou.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Nahl\u00e1ste poistn\u00fa udalos\u0165<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Poistn\u00fa udalos\u0165 je potrebn\u00e9 nahl\u00e1si\u0165 pois\u0165ovni pod\u013ea toho, \u010di sa rie\u0161i PZP vinn\u00edka, havarijn\u00e9 poistenie alebo in\u00fd typ \u0161kody. Ak u\u017e m\u00e1te \u010d\u00edslo poistnej udalosti, ulo\u017ete si ho. Bude sa v\u00e1m hodi\u0165 pri \u010fal\u0161ej komunik\u00e1cii.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Zistite, \u010di potrebujete n\u00e1hradn\u00e9 vozidlo<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Premyslite si, na \u010do auto potrebujete. Chod\u00edte denne do pr\u00e1ce? Voz\u00edte rodinu? Potrebujete auto na podnikanie? M\u00e1te pravideln\u00e9 cesty mimo Ko\u0161\u00edc? Tieto inform\u00e1cie s\u00fa d\u00f4le\u017eit\u00e9, preto\u017ee pom\u00e1haj\u00fa ur\u010di\u0165 vhodn\u00fa kateg\u00f3riu n\u00e1hradn\u00e9ho vozidla.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Kontaktujte FlexRent<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ke\u010f viete, \u017ee bez auta sa nezaob\u00eddete, kontaktujte FlexRent. Pop\u00ed\u0161te svoju situ\u00e1ciu, typ po\u0161koden\u00e9ho vozidla, pribli\u017en\u00fa d\u013a\u017eku potreby pren\u00e1jmu a inform\u00e1cie, ktor\u00e9 u\u017e m\u00e1te k poistnej udalosti.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kontaktova\u0165 n\u00e1s m\u00f4\u017eete telefonicky, e-mailom alebo cez kontaktn\u00fd formul\u00e1r na webe.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Telef\u00f3n: +421 948 881 413<br>E-mail: <a href=\"mailto:info@flex-rent.sk\">info@flex-rent.sk<\/a><br><a href=\"https:\/\/flex-rent.sk\/en\/#kontakt\" data-type=\"link\" data-id=\"https:\/\/flex-rent.sk\/#kontakt\">Kontakt na webe<\/a>: https:\/\/flex-rent.sk\/#kontakt<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. Dohodnite si vhodn\u00e9 vozidlo a sp\u00f4sob prevzatia<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pod\u013ea aktu\u00e1lnej dostupnosti sa dohodne vhodn\u00e9 n\u00e1hradn\u00e9 vozidlo. V Ko\u0161iciach a okol\u00ed je mo\u017en\u00e9 po dohode rie\u0161i\u0165 aj pristavenie auta, ak to situ\u00e1cia a dostupnos\u0165 umo\u017e\u0148uj\u00fa. Pr\u00edpadne si m\u00f4\u017eete pozrie\u0165 aktu\u00e1lnu ponuku vozidiel na str\u00e1nke rezerv\u00e1cie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ponuka vozidiel: intern\u00fd odkaz na \/rezervacia\/<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u010co si pripravi\u0165 pred kontaktovan\u00edm FlexRent?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Nemus\u00edte ma\u0165 v\u0161etko pripraven\u00e9 na sto percent. Ak ste po nehode alebo poistnej udalosti a neviete, \u010do presne treba, pokojne sa ozvite aj tak. Napriek tomu pom\u00f4\u017ee, ak m\u00e1te k dispoz\u00edcii aspo\u0148 niektor\u00e9 z\u00e1kladn\u00e9 inform\u00e1cie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Odpor\u00fa\u010dame pripravi\u0165 si:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>zna\u010dku, model a rok v\u00e1\u0161ho po\u0161koden\u00e9ho vozidla,<\/li>\n\n\n\n<li>inform\u00e1ciu, \u010di je auto pojazdn\u00e9 alebo nepojazdn\u00e9,<\/li>\n\n\n\n<li>pribli\u017en\u00fd d\u00f4vod potreby n\u00e1hradn\u00e9ho auta,<\/li>\n\n\n\n<li>\u010d\u00edslo poistnej udalosti, ak ho u\u017e m\u00e1te,<\/li>\n\n\n\n<li>n\u00e1zov pois\u0165ovne,<\/li>\n\n\n\n<li>kontakt na likvid\u00e1tora, ak v\u00e1m bol pridelen\u00fd,<\/li>\n\n\n\n<li>predpokladan\u00fa d\u013a\u017eku potreby n\u00e1hradn\u00e9ho vozidla,<\/li>\n\n\n\n<li>po\u017eadovan\u00fa kateg\u00f3riu auta alebo \u0161pecifick\u00e9 potreby.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ak niektor\u00e9 \u00fadaje e\u0161te nem\u00e1te, nevad\u00ed. D\u00f4le\u017eit\u00e9 je za\u010da\u0165 komunikova\u0165 v\u010das, aby sa dalo n\u00e1js\u0165 vhodn\u00e9 rie\u0161enie bez zbyto\u010dn\u00e9ho \u010dakania.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">N\u00e1hradn\u00e9 auto v Ko\u0161iciach a Ko\u0161ickom kraji<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pri poistnej udalosti je ve\u013ekou v\u00fdhodou rie\u0161i\u0165 n\u00e1hradn\u00e9 auto lok\u00e1lne. Ak ste z Ko\u0161\u00edc, okolia Ko\u0161\u00edc alebo Ko\u0161ick\u00e9ho kraja, viete komunikova\u0165 r\u00fdchlej\u0161ie, jednoduch\u0161ie sa dohodn\u00fa\u0165 na prevzat\u00ed vozidla a pr\u00edpadne rie\u0161i\u0165 aj pristavenie po dohode.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">FlexRent p\u00f4sob\u00ed ako autopo\u017ei\u010dov\u0148a v Ko\u0161iciach a pon\u00faka vozidl\u00e1 na kr\u00e1tkodob\u00fd aj dlhodobej\u0161\u00ed pren\u00e1jom. Pri n\u00e1hradnom vozidle je d\u00f4le\u017eit\u00e9, aby bolo rie\u0161enie praktick\u00e9, dostupn\u00e9 a prisp\u00f4soben\u00e9 konkr\u00e9tnej situ\u00e1cii klienta.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00fdhody rie\u0161enia n\u00e1hradn\u00e9ho vozidla cez FlexRent:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>autopo\u017ei\u010dov\u0148a v Ko\u0161iciach,<\/li>\n\n\n\n<li>individu\u00e1lny pr\u00edstup pod\u013ea situ\u00e1cie,<\/li>\n\n\n\n<li>vozidlo v zodpovedaj\u00facej kateg\u00f3rii pod\u013ea dostupnosti,<\/li>\n\n\n\n<li>mo\u017enos\u0165 dohody na pristaven\u00ed vozidla,<\/li>\n\n\n\n<li>jednoduch\u00fd kontakt telefonicky alebo e-mailom,<\/li>\n\n\n\n<li>vhodn\u00e9 rie\u0161enie pri nehode, servise alebo poistnej udalosti,<\/li>\n\n\n\n<li>mo\u017enos\u0165 pozrie\u0165 si aktu\u00e1lnu ponuku vozidiel online.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Pre\u010do rie\u0161i\u0165 n\u00e1hradn\u00e9 auto \u010do najsk\u00f4r?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Po nehode ve\u013ea \u013eud\u00ed \u010dak\u00e1, k\u00fdm sa ozve pois\u0165ov\u0148a, servis alebo likvid\u00e1tor. Niekedy je to v poriadku, no ak viete, \u017ee auto budete potrebova\u0165 ka\u017ed\u00fd de\u0148, oplat\u00ed sa informova\u0165 sk\u00f4r. Aj kr\u00e1tke \u010dakanie m\u00f4\u017ee sp\u00f4sobi\u0165 probl\u00e9m, ak nem\u00e1te ako doch\u00e1dza\u0165 do pr\u00e1ce, rie\u0161i\u0165 rodinu alebo pracovn\u00e9 povinnosti.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u010dasn\u00fd kontakt s autopo\u017ei\u010dov\u0148ou v\u00e1m pom\u00f4\u017ee:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>preveri\u0165 dostupnos\u0165 vhodn\u00fdch vozidiel,<\/li>\n\n\n\n<li>zisti\u0165, ak\u00e1 kateg\u00f3ria auta by d\u00e1vala zmysel,<\/li>\n\n\n\n<li>pripravi\u0165 si potrebn\u00e9 inform\u00e1cie,<\/li>\n\n\n\n<li>napl\u00e1nova\u0165 prevzatie alebo pristavenie vozidla,<\/li>\n\n\n\n<li>vyhn\u00fa\u0165 sa stresu na posledn\u00fa chv\u00ed\u013eu.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">N\u00e1hradn\u00e9 auto pri poistnej udalosti by nemalo by\u0165 chaotick\u00e9 rie\u0161enie. \u010c\u00edm sk\u00f4r sa zorientujete, t\u00fdm jednoduch\u0161ie sa d\u00e1 pokra\u010dova\u0165 v be\u017enom fungovan\u00ed.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u010co ak pois\u0165ov\u0148a e\u0161te nerozhodla?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">M\u00f4\u017ee sa sta\u0165, \u017ee auto je po\u0161koden\u00e9, vy ho potrebujete, ale pois\u0165ov\u0148a e\u0161te nerozhodla alebo poistn\u00e1 udalos\u0165 nie je uzavret\u00e1. V takom pr\u00edpade je najlep\u0161ie postupova\u0165 opatrne a ni\u010d nepredpoklada\u0165 automaticky.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ka\u017ed\u00e1 poistn\u00e1 udalos\u0165 m\u00f4\u017ee ma\u0165 in\u00fd priebeh. Rozhodova\u0165 m\u00f4\u017ee typ \u0161kody, rozsah po\u0161kodenia, stanovisko pois\u0165ovne, servis, d\u013a\u017eka opravy alebo \u010fal\u0161ie okolnosti. Preto odpor\u00fa\u010dame kontaktova\u0165 FlexRent a pop\u00edsa\u0165 situ\u00e1ciu \u010do najpresnej\u0161ie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ak u\u017e m\u00e1te dokumenty od pois\u0165ovne, \u010d\u00edslo poistnej udalosti alebo inform\u00e1ciu o stave likvid\u00e1cie, pripravte si ich. Pom\u00f4\u017ee to pri pos\u00faden\u00ed, ak\u00fd typ pren\u00e1jmu alebo n\u00e1hradn\u00e9ho vozidla m\u00f4\u017ee by\u0165 vhodn\u00fd.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">N\u00e1hradn\u00e9 auto pri tot\u00e1lnej \u0161kode<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pri niektor\u00fdch poistn\u00fdch udalostiach m\u00f4\u017ee pois\u0165ov\u0148a ozna\u010di\u0165 vozidlo ako ekonomick\u00fa alebo tot\u00e1lnu \u0161kodu. To je situ\u00e1cia, ktor\u00e1 m\u00f4\u017ee by\u0165 pre vodi\u010da e\u0161te komplikovanej\u0161ia, preto\u017ee auto u\u017e nemus\u00ed \u00eds\u0165 do be\u017enej opravy a z\u00e1rove\u0148 e\u0161te nemus\u00ed by\u0165 poistn\u00e1 udalos\u0165 finan\u010dne uzavret\u00e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aj v takom pr\u00edpade m\u00f4\u017ee klient rie\u0161i\u0165 potrebu mobility. Nie je v\u0161ak vhodn\u00e9 automaticky predpoklada\u0165, \u017ee n\u00e1hradn\u00e9 auto bude za ka\u017ed\u00fdch okolnost\u00ed hraden\u00e9 alebo uznan\u00e9 pois\u0165ov\u0148ou. V\u017edy z\u00e1le\u017e\u00ed na konkr\u00e9tnej situ\u00e1cii, dokumentoch, priebehu poistnej udalosti a stanovisku pois\u0165ovne.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Preto je najlep\u0161ie ozva\u0165 sa a prejs\u0165 si mo\u017enosti individu\u00e1lne. FlexRent v\u00e1m vie pom\u00f4c\u0165 s v\u00fdberom primeran\u00e9ho n\u00e1hradn\u00e9ho vozidla pod\u013ea dostupnosti a va\u0161ich potrieb.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Kedy kontaktova\u0165 FlexRent?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">FlexRent odpor\u00fa\u010dame kontaktova\u0165 vtedy, ke\u010f:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>va\u0161e auto po nehode nem\u00f4\u017eete pou\u017e\u00edva\u0165,<\/li>\n\n\n\n<li>\u010dak\u00e1te na opravu alebo obhliadku,<\/li>\n\n\n\n<li>rie\u0161ite poistn\u00fa udalos\u0165,<\/li>\n\n\n\n<li>potrebujete n\u00e1hradn\u00e9 auto do pr\u00e1ce alebo na be\u017en\u00e9 fungovanie,<\/li>\n\n\n\n<li>neviete, ak\u00fa kateg\u00f3riu vozidla zvoli\u0165,<\/li>\n\n\n\n<li>chcete si preveri\u0165 dostupnos\u0165 \u00e1ut v Ko\u0161iciach,<\/li>\n\n\n\n<li>potrebujete auto pristavi\u0165 po dohode,<\/li>\n\n\n\n<li>chcete sa r\u00fdchlo zorientova\u0165 v mo\u017enostiach pren\u00e1jmu.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Nemus\u00edte \u010daka\u0165, k\u00fdm budete ma\u0165 v\u0161etko vyrie\u0161en\u00e9. Ak ste v situ\u00e1cii, \u017ee auto potrebujete, kontaktujte n\u00e1s a spolu prever\u00edme, ak\u00e9 rie\u0161enie je pre v\u00e1s vhodn\u00e9.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Zhrnutie: n\u00e1hradn\u00e9 vozidlo pri poistnej udalosti nemus\u00ed by\u0165 stres<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Poistn\u00e1 udalos\u0165 alebo dopravn\u00e1 nehoda je nepr\u00edjemn\u00e1 situ\u00e1cia, no strata mobility nemus\u00ed cel\u00fd probl\u00e9m e\u0161te zhor\u0161i\u0165. N\u00e1hradn\u00e9 auto v\u00e1m m\u00f4\u017ee pom\u00f4c\u0165 preklen\u00fa\u0165 obdobie, po\u010das ktor\u00e9ho je va\u0161e vozidlo nepojazdn\u00e9, v servise alebo sa rie\u0161i poistn\u00e9 plnenie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">FlexRent v Ko\u0161iciach v\u00e1m vie pom\u00f4c\u0165 s v\u00fdberom vhodn\u00e9ho vozidla pod\u013ea kateg\u00f3rie v\u00e1\u0161ho auta, aktu\u00e1lnej dostupnosti a va\u0161ich potrieb. V pr\u00edpade z\u00e1ujmu sa d\u00e1 po dohode rie\u0161i\u0165 aj pristavenie vozidla v Ko\u0161iciach a okol\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ak rie\u0161ite n\u00e1hradn\u00e9 auto pri poistnej udalosti v Ko\u0161iciach alebo Ko\u0161ickom kraji, kontaktujte FlexRent a pop\u00ed\u0161te svoju situ\u00e1ciu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Telef\u00f3n: +421 948 881 413<br>E-mail: <a href=\"mailto:info@flex-rent.sk\">info@flex-rent.sk<\/a><br><a href=\"https:\/\/flex-rent.sk\/en\/#kontakt\" data-type=\"link\" data-id=\"https:\/\/flex-rent.sk\/#kontakt\">Contact<\/a>: https:\/\/flex-rent.sk\/#kontakt<br><a href=\"https:\/\/flex-rent.sk\/en\/rezervacia\/\" data-type=\"link\" data-id=\"https:\/\/flex-rent.sk\/rezervacia\/\">Ponuka vozidiel<\/a>: https:\/\/flex-rent.sk\/rezervacia\/<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">FAQ: naj\u010dastej\u0161ie ot\u00e1zky k n\u00e1hradn\u00e9mu autu pri poistnej udalosti<\/h1>\n\n\n\n<h2 class=\"wp-block-heading\">Kedy m\u00f4\u017eem rie\u0161i\u0165 n\u00e1hradn\u00e9 auto po nehode?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">N\u00e1hradn\u00e9 auto sa naj\u010dastej\u0161ie rie\u0161i vtedy, ke\u010f svoje vozidlo po nehode alebo poistnej udalosti nem\u00f4\u017eete pou\u017e\u00edva\u0165. M\u00f4\u017ee \u00eds\u0165 o nepojazdn\u00e9 auto, vozidlo v servise, \u010dakanie na opravu alebo rie\u0161enie poistn\u00e9ho plnenia.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">M\u00f4\u017ee by\u0165 n\u00e1hradn\u00e9 auto hraden\u00e9 z PZP vinn\u00edka?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">V niektor\u00fdch pr\u00edpadoch sa n\u00e1hradn\u00e9 vozidlo m\u00f4\u017ee rie\u0161i\u0165 v r\u00e1mci poistnej udalosti z PZP vinn\u00edka. Konkr\u00e9tne mo\u017enosti v\u0161ak z\u00e1visia od poistnej udalosti, pois\u0165ovne a \u010fal\u0161\u00edch okolnost\u00ed. Preto odpor\u00fa\u010dame preveri\u0165 situ\u00e1ciu individu\u00e1lne.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ak\u00e9 n\u00e1hradn\u00e9 vozidlo si m\u00f4\u017eem vybra\u0165?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pri poistnej udalosti sa zvy\u010dajne rie\u0161i primeran\u00e1 kateg\u00f3ria vozidla. FlexRent zabezpe\u010duje v\u00fdber n\u00e1hradn\u00e9ho vozidla pod\u013ea typu v\u00e1\u0161ho auta, va\u0161ich potrieb a aktu\u00e1lnej dostupnosti vozidiel.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Potrebujem \u010d\u00edslo poistnej udalosti?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ak ho u\u017e m\u00e1te, ur\u010dite si ho pripravte. Pom\u00f4\u017ee to pri komunik\u00e1cii a r\u00fdchlej\u0161om zorientovan\u00ed sa v situ\u00e1cii. Ak \u010d\u00edslo poistnej udalosti e\u0161te nem\u00e1te, m\u00f4\u017eete FlexRent kontaktova\u0165 aj tak a doplni\u0165 \u00fadaje nesk\u00f4r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Vie FlexRent pristavi\u0165 n\u00e1hradn\u00e9 auto?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Po dohode je mo\u017en\u00e9 rie\u0161i\u0165 aj pristavenie vozidla v Ko\u0161iciach a okol\u00ed pod\u013ea aktu\u00e1lnej dostupnosti a konkr\u00e9tnej situ\u00e1cie.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ako najr\u00fdchlej\u0161ie kontaktova\u0165 FlexRent?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Najr\u00fdchlej\u0161ie je zavola\u0165 na +421 948 881 413. Kontaktova\u0165 FlexRent m\u00f4\u017eete aj e-mailom na <a href=\"mailto:info@flex-rent.sk\">info@flex-rent.sk<\/a> alebo cez <a href=\"https:\/\/flex-rent.sk\/en\/#kontakt\" data-type=\"link\" data-id=\"https:\/\/flex-rent.sk\/#kontakt\">kontaktn\u00fd formul\u00e1r na webe<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>Dopravn\u00e1 nehoda alebo poistn\u00e1 udalos\u0165 dok\u00e1\u017ee skomplikova\u0165 be\u017en\u00fd de\u0148 aj cel\u00e9 najbli\u017e\u0161ie t\u00fd\u017edne. Auto zrazu nem\u00f4\u017eete pou\u017e\u00edva\u0165, \u010dak\u00e1te na servis, [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":6187,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[277],"tags":[],"class_list":["post-6185","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-magazin"],"_links":{"self":[{"href":"https:\/\/flex-rent.sk\/en\/wp-json\/wp\/v2\/posts\/6185","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/flex-rent.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/flex-rent.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/flex-rent.sk\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/flex-rent.sk\/en\/wp-json\/wp\/v2\/comments?post=6185"}],"version-history":[{"count":1,"href":"https:\/\/flex-rent.sk\/en\/wp-json\/wp\/v2\/posts\/6185\/revisions"}],"predecessor-version":[{"id":6188,"href":"https:\/\/flex-rent.sk\/en\/wp-json\/wp\/v2\/posts\/6185\/revisions\/6188"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/flex-rent.sk\/en\/wp-json\/wp\/v2\/media\/6187"}],"wp:attachment":[{"href":"https:\/\/flex-rent.sk\/en\/wp-json\/wp\/v2\/media?parent=6185"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/flex-rent.sk\/en\/wp-json\/wp\/v2\/categories?post=6185"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/flex-rent.sk\/en\/wp-json\/wp\/v2\/tags?post=6185"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}